Nobody plans on having water, fire, or even theft occur in their home but it can happen. Fortunately, renter’s insurance coverage protects you and your belongings and it costs less than you think.

Personal Property

This renter’s insurance coverage protects your personal belongings, such as furniture, clothing and appliances. You can purchase additional coverage to provide enhanced protection for particularly valuable items and other special possessions.

Loss of Use

This renter’s insurance coverage is available when you cannot live in your rental unit due to a covered loss. It pays reasonable and customary living expenses up to the limit provided in your renter’s insurance policy.


This renter’s insurance coverage provides for your legal defense against a liability claim and it will pay any court judgments for covered losses against you, up to the policy limit.

Medical Payments

This renter’s insurance coverage pays emergency medical bills for anyone injured on your property or any injury caused by a member of your family or a pet, regardless of where it happens. All bills are paid, up to your renters insurance policy limit, whether or not you’re legally responsible.